GC Services Debt Collection Abuse

New York Debt Collections Abuse Attorney

Do you believe that GC Services unlawfully harassed you about a payment?

As a consumer, you should know that there are federal laws protecting you from debt collection harassment.

The Fair Debt Collection Practices Act (FDCPA) has made certain types of collection attempts against the law. 

Protection against Collection Abuse

The Fair Debt Collections Practices Act, or FDCPA, is a set of federally-mandated rules that all debt collectors must adhere to when attempting to collect a debt.  This act includes rules that regulate when collectors can call debtors as well as what they may say.

It is illegal for debt collectors to:

• use abusive or foul language;
• threaten you with a lawsuit if they have no intention of suing;
• falsely threaten to subject you to wage garnishments;
• call repeatedly to harass you;
• discuss or threaten to discuss your finances with third parties such as friends, employers, and family;
•  threaten to have you arrested; or
•  call between 9:00 p.m. and 8:00 a.m.

The list above covers only a small number of the prohibited actions. In general, you should remember that any type of harassment or deception on the part of debt collectors is illegal.

If you feel that these rules have been violated by a debt collector seeking to collect a debt from you, then it is imperative you hire an experienced attorney who can help make the harassment stop.   We can provide you with a free initial evaluation to determine if we can help you by filing a lawsuit on your behalf for the violation of your rights.  You may be entitled to compensation.