Creditor Abuse by Enhanced Recovery Systems

New York Debt Collection Harassment Lawyer

Do you believe that you have been subjected to harassing or abusive actions by Enhanced Recovery Systems?

Consumers are protected from debt collector harassment by the Fair Debt Collection Practices Act (FDCPA).

Defending Your Rights and Interests

You should be aware of your rights under the FDCPA so that you don't fall prey to unscrupulous debt collection harassment. 

Federal law prohibits creditors from:

• harassing you using profane or abusive language;
• continuing to contact you if you have made them aware that you are represented by a lawyer;
• falsely threatening to arrest you, garnish your wages, or sue you;
• calling multiple times in order to annoy you;
• telling third parties about your debts;
• falsely claiming to be an official; or
• calling late at night or early in the morning.

These are only some of the outlawed practices. Anything that is deceptive or harassing is also illegal.

Being illegally harassed by a collection agency can cause undue stress and anxiety in your life as well as affect your finances.  If debt collector illegally harasses or abuses you, you may be able to bring a lawsuit against them to get them to stop their illegal actions.

The Law Offices of Joseph Mauro usually take clients on a contingency fee basis, so you do not have additional financial worries. Under FDCPA, you may also collect compensation for attorney fees if you win your case.