Capital Management Creditor Abuse
New York Debt Collections Abuse Lawyer
Do you believe that Capital Management is harassing or deceiving you?
There are federal laws which regulate the ways in which a debt collector may and may not attempt to collect a debt.
Under the Fair Debt Collection Practices Act (FDCPA), consumers are protected against behaviors that are considered abusive, harassing or deceptive.
Your Rights As A Consumer
Your rights as a consumer are important, and it is equally important that you are aware of them so that you are not taken advantage of.
A debt collector may not:
- call a consumer before 8 a.m. or after 9 p.m. local time;
- continuously call a consumer in order to harass;
- seek unjustified amounts for the debt owed;
- continue to seek communication with the consumer after being asked in writing to desist, except to notify said consumer that collection actions are being terminated or legal action is being taken;
- threaten arrest or legal action if no legal action is immediately intended.
Where the above list includes some of the more common violations, consumers should be aware that debt collectors
may not do anything that is harassing or deceptive.
If you believe that you have suffered from abusive or deceptive debt collection practices, then it is recommended you contact a New York debt collections harassment attorney today. Our firm offers free preliminary consultations to all clients. We will help you determine if you should file a suit in order to stop the harassment and obtain compensation for your damages.
Do not hesitate to call! There is no risk, and most of our clients are represented on a contingency fee basis. We are paid only if we successfully defend your rights. The FDCPA also provides consumers who win their cases with the ability to recover legal fees from the abusive debt collection agency.