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My Bank Account Has Been Frozen

What You Should Do Next

In New York, if your bank account has been restrained (frozen) it is likely that you were sued and lost, and that a judgment was entered against you. (If you owe a student loan your account may sometimes be restrained without a judgment.)

Unfortunately, it is common for judgments to be entered against consumers without the consumer even knowing that they were sued. This is because the company that sued you may not have properly served you with the legal papers. This is sometimes referred to as "sewer service."  If this happened to you, you should be able to have the judgment "vacated" (wiped out).  You are entitled to be properly served with the legal papers.

The first step is to obtain a copy of the entire court file. You should go to the Court that you were sued in and make a copy of the entire file.  If you don't know where you were sued, you can try to ask the people who sued you, or you can try calling the Courts in your area to determine where the case against you was filed.

You should review the file to determine who sued you and for what. You should also determine where the person suing you served the legal papers. 

If you think you have been the victim of "sewer service" you should contact a New York debt collection abuse attorney to assist you.

Following is a list of the contact information for many of local courts in downstate New York:

Suffolk County

  • Supreme Court

    235 Griffing Avenue
    Riverhead, NY 11901
    631-852-2334

  • First District Court

    3105 Veterans Memorial Highway
    Ronkonkoma, NY 11779
    631-854-9676

  • Second District Court

    30 East Hoffman Avenue
    Lindenhurst, NY 11757
    631-854-1121

  • Third District Court

    1850 New York Avenue
    Huntington Station, NY 11746
    631-854-4545

  • Fourth District Court

    North County Complex Bldg. C-158
    Veterans Memorial Highway
    Hauppauge, NY 11788
    631-853-5408

  • Fifth District Court

    3105 Veterans Memorial Highway
    Ronkonkoma, NY 11779
    631-854-9673

  • Sixth District Court

    150 West Main Street
    Patchogue, NY 11772
    631-854-1440

Manhattan (New York County)

  • Supreme Court - New York County

    100 Centre Street
    New York, NY 10013
    212-374-4422

  • New York City Civil Court

    New York County 111 Centre Street
    New York, NY 10013
    212-374-8174

Nassau County

  • Supreme Court - Nassau County

    100 Supreme Court Drive
    Mineola, NY 11501
    631-571-2903

  • Nassau County District Court

    99 Main Street
    Hempstead, NY 11550
    516-572-2356
    Queens County

Bronx County

  • Supreme Court - Bronx County

    851 Grand Concourse
    Bronx, NY 10451
    718-590-3804

Queens County

  • Supreme Court - Queens County

    88-11 Sutphin Blvd
    Jamaica, NY 11435
    718-520-3713

  • Supreme Court - Queens County

    88-11 Sutphin Blvd
    Jamaica, NY 11435
    718-520-3713

  • New York City Civil Court - Queens County

    89-17 Sutphin Blvd
    Jamaica, NY 11435
    718-520-3610

Brooklyn (Kings County)

  • Supreme Court -Kings County

    360 Adams Street
    Brooklyn, NY 11201
    718-643-8076

  • New York City Civil Court - Kings County

    141 Livingston Street
    Brooklyn, NY 11201
    718-643-5069

Staten Island (Richmond County)

  • Supreme Court - Richmond County

    18 Richmond Terrace
    Staten Island, NY 10301
    718-390-5201

  • New York City Civil Court - Richmond County

    927 Castleton Avenue
    Staten Island, NY 10310
    718-390-5416
    Bronx

  • Supreme Court - Bronx County

    851 Grand Concourse
    Bronx, NY 10451
    718-590-3804

  • New York City Civil Court - Bronx County

    851 Grand Concourse
    Bronx, NY 10451
    718-590-3722

We urge you to contact a New York debt collector abuse lawyer for advice and help against creditor harassment.

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This web site is designed to provide general information only and to help in the choice of appropriate legal counsel. The information contained herein should not be construed as legal advice. Legal jurisdictions differ on major and minor aspects of the law and each legal situation is unique; requiring that all legal situations be addressed with qualified legal counsel. Prior results do not guarantee a similar outcome.

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If you have legal problem or issue you should always consult with a qualified lawyer experienced in the appropriate area of law. We would be glad to discuss your specific situation with you, should you so desire, by phone at (631) 669-0921.